How open banking is blowing up iGaming — practical takeaways and small stories

Quick question — I read a short summary about open banking and iGaming and it got me thinking: last week I tried topping up on a smaller betting site and they offered an “instant bank” option; the money showed up in seconds and I didn’t have to enter card numbers or wait ages for verification, which felt way less stressful than my usual experience. Has anyone else noticed real speed and fewer headaches with these bank-to-bank flows, and do operators really save on fees when they move away from cards? Curious about both the player side (speed, trust) and the operator side (costs, fraud checks).